Auto Accidents
Injured in a car accident? We help drivers and passengers across Metro Detroit recover full compensation under Michigan’s no-fault laws.
Helping you rebuild after a serious crash
A serious auto accident can change your life in an instant. In just seconds, you can face devastating injuries, overwhelming medical bills, and uncertainty about how to move forward. Michigan’s complex no-fault insurance system can make things even more confusing — especially when insurance companies delay, deny, or underpay valid claims.
At Muawad PC, we help accident victims regain control. Our team fights to recover every dollar you’re entitled to for medical expenses, lost wages, and pain and suffering. Whether your crash involved a distracted driver, a multi-vehicle pileup, or an uninsured motorist, we stand by your side through every step of the process — from filing your claim to negotiating with insurers and pursuing justice in court if necessary.
Common Causes of Auto Accidents
Car crashes happen for many reasons — but most stem from driver negligence. The most common causes include:
Distracted driving (texting, eating, or adjusting GPS)
Speeding or reckless driving
Failing to yield or running red lights
Drunk or drug-impaired driving
Fatigued driving
Poor road conditions or defective vehicle parts
Understanding what caused your crash is critical, because Michigan’s no-fault insurance system governs how compensation is handled.
Michigan's Auto Accident Laws
Michigan follows a No-Fault Insurance Law, meaning your own insurance company pays certain benefits after a crash — regardless of who was at fault. These benefits, known as Personal Injury Protection (PIP), cover:
Medical expenses related to the crash
Lost wages (typically up to 85% of your income for a set period)
Replacement services (such as household help)
Attendant care, if needed
However, if your injuries are serious, permanent, or involve significant disfigurement or loss of function, you may step outside the no-fault system and file a third-party lawsuit against the at-fault driver for:
Pain and suffering (non-economic damages)
Excess medical costs
Lost future earnings
Important Michigan Auto Law Intricacies
You generally have three years from the date of the crash to file a third-party lawsuit.
You must notify your own insurer within one year to receive PIP benefits.
Claims can be denied for late reporting, policy exclusions, or disputes over medical necessity — which is why early legal guidance is crucial.
Michigan law was recently reformed (2019) to allow drivers to choose different PIP coverage levels, impacting available benefits.
Even as a passenger, bicyclist, or pedestrian, you may still qualify for PIP through your own or a household member’s policy.
Helpful Resources
At Muawad PC, we work closely with accident reconstruction experts, medical professionals, and insurance adjusters to ensure your case is handled with precision and care.
All the answers you're looking for
Frequently Asked Questions
Call 911, seek medical attention, take photos of the scene, exchange information, and notify your insurance company. Contact an attorney before making any recorded statements.
Not for basic PIP benefits — your insurer pays regardless of fault. However, to recover for pain and suffering or excess damages, fault must be established.
You may be covered under your own uninsured or underinsured motorist (UM/UIM) policy. If not, legal options may still exist depending on your household coverage.
You must file your PIP claim within one year of the crash and any third-party lawsuit within three years of the incident.
Yes. Michigan law allows you to select your own healthcare providers after an accident.
It depends on the severity of your injuries, their impact on your daily life, and how long recovery is expected to take. Documentation and expert testimony are key.
Michigan uses comparative negligence. You can still recover damages, but your award may be reduced by your percentage of fault.
Insurance companies often try to minimize payouts. An experienced attorney ensures your claim is properly valued and that you receive every benefit you’re entitled to under Michigan law.
Don't Wait - Get the Justice You Deserve
We offer free, no-obligation consultations for accident victims across Metro Detroit. There are no fees unless we win - let us review your case and options.